How Our Terms Apply to Your Account
Our legal terms apply from the moment you create an account on tema4d login. All account activity — including deposits via DANA, OVO, GoPay, and QRIS — is subject to the conditions set out in these pages. Where local law permits, you may fund your account
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and withdraw your balance using those same payment rails; where it does not, access to certain features is restricted automatically. We retain transaction records in line with applicable data-retention regulations, and we share data with payment processors only to the extent required to process your chosen
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method. Any disputes arising from account use are handled through the contact channels listed in this policy, and we aim to respond within 24 hours of a formal submission.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.